UTARINDASARI, Destiana; HERAWATI, Ermi; KUMALA, Destiana; DARA, Siti Ruhana. Exploring online informal loans: Expanding UTAUT2 in consumer credit behavior throughout urban communities in Indonesia. BELGIFOODS JOURNALS, [S. l.], v. 1, n. 1, p. 81–98, 2025. Disponível em: https://belgifoods.com/bjs/index.php/journal/article/view/11. Acesso em: 4 jun. 2026.